About Our
Banking & Finance Practice
IANS Law Firm's Banking and Finance practice is a market-leading practice that advises banks, financial institutions, non-banking financial companies (NBFCs), fintech enterprises, borrowers, and investors on a comprehensive range of banking and financial services matters. Our team combines deep regulatory knowledge with practical transactional experience across lending, security documentation, project finance, structured finance, and debt capital markets. We represent clients in SARFAESI enforcement proceedings before the Debts Recovery Tribunals (DRT), Debts Recovery Appellate Tribunals (DRAT), High Courts, and the Supreme Court, as well as before the Reserve Bank of India (RBI), Securities and Exchange Board of India (SEBI), and other financial sector regulators. Our practice covers loan syndication documentation, enforcement of security interests, NPA management and restructuring, debt recovery strategies, letters of credit and bank guarantee disputes, and regulatory compliance advisory for financial sector entities. We provide practical, commercially sound advice that balances regulatory compliance with business objectives.
Key Services
- check_circle SARFAESI proceedings
- check_circle Debt Recovery Tribunal litigation
- check_circle Banking disputes and recovery
- check_circle Financial documentation
- check_circle Loan agreements and security documents
- check_circle Project finance advisory
- check_circle NPA and restructuring matters
- check_circle Financial regulatory advisory
- check_circle Letters of credit and guarantees
- check_circle Trade finance
Our Approach
Our banking practice: assessing financing needs, documenting facilities, creating security, regulatory compliance, and dispute resolution through DRT/SARFAESI.
Frequently Asked Questions
Q: What is the SARFAESI Act?
Allows banks to enforce security without court intervention when loans become NPAs.
Q: How does DRT debt recovery work?
The Debt Recovery Tribunal handles claims over Rs. 20 lakhs through filing, evidence, and asset attachment.
Q: What documents are needed for loans?
Application, sanction letter, loan agreement, security documents, guarantees, and compliance certificates.